Who is lombard finance

The company founders started hiring out rolling stock to the railways over years ago. Today, Lombard maintains this forward-looking entrepreneurial approach — helping businesses obtain the vehicles, machinery, equipment, technology, marine vessels and aircraft, they need in order to operate effectively. Asset finance is a form of funding that uses the asset as security and helps businesses release working capital that can be used for other business requirements.

This positive growth forecast suggests that domestic banks will continue to benefit from high earnings potential in the future. Lombard loans allow wealthy individuals or investment companies to secure their short-term liquidity need or even to exploit an investment opportunity without selling their assets, giving away the returns from the underlined pledges, or having to restructure their whole investment portfolio. By investing through a Lombard loan, individuals or investment companies are also able to optimize the earnings potential of their whole investment portfolio by way of diversification of investments.

In addition, Lombard loans are a cost-efficient financial solution to hedge against currency risks learn more.. Banks when granting of Lombard loans are usually apply a highly risk-controlled process based on the following sustainable lending standards:.

In the s, asset-based financing for business grew dramatically. We started to specialise in tailoring and negotiating facilities for major companies, providing combined leasing of industrial buildings, plant and machinery. The 80s also saw our motor financing develop as links were built with major manufacturers and dealers.

Always ahead of the game, we began leasing new technology to companies as early as , a venture which is now known as Lombard Technology Services. The company came out of the recession in the early 90s making record profits, and was described by the Financial Times as 'an outstanding bright spot in the banking industry'.

In we changed our corporate identity, adopting the simple title of Lombard. Lombard Corporate Finance was created, developing new leasing products for sectors such as films, aviation, maritime, technology and private finance. This mechanism is similar to the way your house acts as a guarantee for your mortgage , but in case of the typical Lombard loans provided to private banking clients, the assets used as collateral are mostly liquid assets such as stocks, bonds and other investments, often including life insurance plans.

Note that Lombard lending is not limited to banks lending to their individual clients. Much greater volumes of Lombard lending transactions flow among banks and other financial institutions on a daily basis.

Thanks to its risk-limiting advantages, asset-backed lending is literally the lifeblood of the financial industry. Why Take Out a Lombard Loan? When you need a bigger amount to spend or pursue an upcoming investing opportunity, a Lombard loan can be a cost-effective and flexible financing solution. Even when you have high liquid wealth, selling your existing investments to get the cash you need may not be the best option for various reasons e.